Laybuy lets you receive your purchase NOW and spread the total cost over 6 weekly automatic paymentsINTEREST FREE!

How it Works

Receive your purchase now, spread the total cost over 6 weekly automatic payments. Interest free!

Look for the following button at checkout

Pay by LAYBUY
  • Simply select Pay by Laybuy at checkout
  • Login or Register for Laybuy and complete your order in seconds
  • Complete your purchase using an existing debit or credit card
  • Pay over 6 weeks and receive your purchase now 
An example of Laybuy at checkout
An example of Laybuy transactions

How do I sign up?

Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.

Who can use Laybuy?

Any NZ resident over 18 with a current debit or credit card.

How is my limit approved?

Your limit is assigned through the Laybuy instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

How do I return my order?

Returns can be made by bringing your unwanted items into any of our Postie stores (our normal returns conditions apply). Our staff will then process your refund directly through the Laybuy platform and your Laybuy payment schedule will be adjusted or cancelled to reflect the refunded amount. For further information regarding refunds via Laybuy please visit laybuy.com/nz/faq.

Is there anything else I should know?

A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.

Laybuy Instore

Unfortunately, at this stage we do not have this payment option instore, however, we are working on introducing this in the near future. You can still purchase items with other payment options instore.

Contacting Laybuy

Laybuy are available to answer any questions you have about their payment platform, simply send an email to help@laybuy.com any time and they will respond within 24 hours. Click to visit Laybuy website and learn more