Laybuy lets you receive your purchase NOW and spread the total cost over 6 weekly automatic paymentsINTEREST FREE!
How it Works
Look for the following button at checkout
How do I sign up?
Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.
Who can use Laybuy?
Any NZ resident over 18 with a current debit or credit card.
How is my limit approved?
Your limit is assigned through the Laybuy instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!
How do I return my order?
Returns can be made by bringing your unwanted items into any of our Postie stores (our normal returns conditions apply). Our staff will then process your refund directly through the Laybuy platform and your Laybuy payment schedule will be adjusted or cancelled to reflect the refunded amount. For further information regarding refunds via Laybuy please visit laybuy.com/nz/faq.
Is there anything else I should know?
A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.
Unfortunately, at this stage we do not have this payment option instore, however, we are working on introducing this in the near future. You can still purchase items with other payment options instore.