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Laybuy lets you receive your purchase NOW and spread the total cost over 6 weekly automatic paymentsINTEREST FREE!

How it Works

Receive your purchase now, spread the total cost over 6 weekly automatic payments. Interest free!

Look for the following button at checkout

  • Simply select Pay by Laybuy at checkout
  • Login or Register for Laybuy and complete your order in seconds
  • Complete your purchase using an existing debit or credit card
  • Pay over 6 weeks and receive your purchase now 
An example of Laybuy at checkout
An example of Laybuy transactions

How do I sign up?

Just continue to checkout and select Laybuy as your payment option or visit to create your account.

Who can use Laybuy?

Any NZ resident over 18 with a current debit or credit card.

How is my limit approved?

Your limit is assigned through the Laybuy instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

How do I return my order?

Our normal returns policy applies, please check here.

Is there anything else I should know?

A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.

Contacting Laybuy

Laybuy are available to answer any questions you have about their payment platform, simply send an email to any time and they will respond within 24 hours. Click to visit Laybuy website and learn more